Should Christians Get A Prenup? A Biblical and Practical Perspective
Recently, global superstar Taylor Swift and NFL tight end Travis Kelce announced their engagement. Reports suggest they are preparing a prenuptial agreement. Swift, the wealthier of the two, would retain control of her assets if a divorce occurred. Kelce reportedly supports this decision.
That announcement sparked a familiar question for believers: Should Christians get a prenup? While prenups feel normal in celebrity culture, many Christians feel uneasy about them. So, let’s explore this topic honestly, biblically, and practically.
A Necessary Disclaimer Before We Begin
First, this is a nuanced issue. Sadly, the Bible does not directly address prenuptial agreements. Therefore, what follows is wisdom-based guidance, not a direct command from Scripture.
Also, if you see this differently, I want you to know that thoughtful discussion is always welcome.
Two Ways to View Marriage: The Ideal and the Real
To answer whether Christians should get a prenup, we must distinguish between the ideal and the real.
The Ideal View of Marriage
Ideally, marriage is a covenant, not a contract.
In this view:
- Both spouses commit for life, no matter what.
- Divorce is not an option, even during hardship.
- “Mine” and “yours” become “ours.”
- Assets, income, and even debt merge fully.
Because of that, a prenup feels unnecessary. After all, if divorce never happens, there is nothing to protect.
Even if divorce did occur in this ideal world, neither spouse would exploit the other. Instead, both would divide only what they built together during marriage.
That is the ideal.
The Real View of Marriage
However, reality looks different.
Although most Christian couples enter marriage with lifelong intentions, life still happens. Sadly, studies show divorce rates among professing Christians closely resemble those of non-Christians.
People change. Sin happens. Hearts harden. Situations arise that no one expected.
So, while no one plans for divorce, many experience it anyway.
What a Prenup Communicates—Whether We Like It or Not
Before discussing when a prenup makes sense, we must acknowledge what introducing one often communicates.
A prenuptial agreement can:
- Introduce distrust at the beginning of the marriage.
- Acknowledge divorce as a possible outcome from day one.
- Undermine the biblical idea of oneness in marriage.
For these reasons, prenups should never be approached casually or selfishly.
When a Prenup Does Not Make Sense
1. When There Is Nothing Significant to Protect
Imagine two teachers renting an apartment. They have similar savings and similar debt. In this case, a prenup often causes more harm than help.
Worrying about small assets can reveal deeper issues like fear, control, or selfishness. More importantly, it can signal a lack of full commitment.
In fact, in most situations, likely over 90%, a prenup is unnecessary and potentially damaging.
Can You Believe in Lifelong Marriage and Still Consider a Prenup?
Yes, you can.
Believing in covenant marriage and acknowledging human brokenness are not mutually exclusive. You can only control your own faithfulness, not someone else’s future choices.
However, any discussion about a prenup must be mutual, respectful, and prayerful. It should never be forced by one partner onto the other.
When a Prenup May Make Sense for Christians
1. When There Are Children From a Previous Marriage
Consider a widow with adult children. She and her late husband built assets intended for their children and grandchildren.
If she remarries, a prenup can help honor promises made long ago. In this case, the motive matters. The goal is not distrust, but stewardship and faithfulness to prior commitments.
2. When One or Both Spouses Have Significant Assets
This may include:
- A large inheritance
- A family business
- Business partnerships
Without protection, divorce could harm not only the couple but also employees, partners, and families connected to that business.
Here, a prenup can protect others, not just yourself.
3. When One Person Has Substantial Debt
Biblically, marriage joins finances completely. Debt becomes “our debt.”
However, consider fairness if one spouse leaves shortly after marriage. In cases of extreme debt, a prenup may help prevent devastating financial consequences caused by someone else’s choices.
The Importance of Motive
Throughout this discussion, motive remains central.
A prenup rooted in:
- Fear
- Control
- Greed
- Distrust
Is unhealthy.
However, a prenup rooted in:
- Stewardship
- Responsibility
- Fairness
- Honoring others
May be worth careful consideration.
Final Thoughts: Wisdom, Transparency, and Counsel
When preparing for marriage, no topic should be off-limits. Couples should fully understand each other’s finances, history, and expectations.
Ultimately, the decision about whether Christians should get a prenup should be made:
- Together
- Prayerfully
- With a trusted Christian marriage counselor
Most importantly, both partners must first embrace the covenantal nature of marriage. When that foundation is strong, the prenup often becomes irrelevant.
Frequently Asked Questions (FAQ)
Is a prenuptial agreement sinful for Christians?
No. The Bible does not forbid prenups. However, the heart behind the decision matters deeply.
Does getting a prenup mean I don’t trust my future spouse?
It can communicate that, which is why open conversation and wise counsel are essential.
Should pastors or counselors be involved in prenup discussions?
Yes. A trusted Christian counselor can help ensure the decision aligns with biblical values.
Are prenups common among Christians?
They are becoming more common, but most Christian marriages do not require one.
What matters more than a prenup?
A shared understanding of covenant marriage, sacrificial love, and lifelong commitment.